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Wellcome: Healthcare for Non-residents

The Wellcome Program

A unique program for returning residents and those who are not residents.

Well Come Healthcare Services | Multi-language voice mail: | מענה קולי רב לשוני:

*4535 Ext. 3
Or Email

In a waiting period under section 58 of the
Israeli National Health Insurance Law.

How Much Does it Cost?

Membership in the Wellcome program is subject to monthly membership fees.

The membership fees are determined when joining the program, according to the member's age and a fee table that Maccabi updates from time to time and subject to the member's health status.

Wellcome Program Fees - Updated October 2020

Fees After 75% Discount While Staying Abroad	Membership fees	Age
83	332	0-5
46.50	186	6-17
46.50	186	18
46.50	186	19-24
92.5	370	25-29
92.5	370	30-35
92.5	370	36-40
92.5	370	41-45
142	568	46-50
142	568	51-55
231.5	926	56-60
231.5	926	61-65
339.5	1,358	66-70
339.5	1,358	71-74
339.5	1,358	75
463.25	1,853	76-80
463.25	1,853	81 and above

*Prices are listed in New Israeli Shekels

Supplementary Programs

The Welcome program entitles its members to join the supplementary programs. Members of the program may join supplementary insurance programs Maccabi Sheli and Maccabi Zahav, as well as nursing care insurance Maccabi Siudi and the Maccabi Fund (Keren Maccabi).

Maccabi Sheli
suppl. ins.

Maccabi Zahav
suppl. ins.

Age

26.35

9.60

0-17

75.90

33.95

18-24

86.35

44.54

25-29

105.83

61.44

30-45

108.99

68.74

46-60

129.82

83.91

61-70

129.50

92.32

71+

Maccabi Sheli suppl. ins.	Maccabi Zahav suppl. ins.	Age
26.35	9.60	0-17
75.90	33.95	18-24
86.35	44.54	25-29
105.83	61.44	30-45
108.99	68.74	46-60
129.82	83.91	61-70
129.50	92.32	71+

Maccabi Siudi Nursing Care

Maccabi Siudi Nursing Care. ins	Age
0	0.17
7.45	18-25
9.45	26-30
27.45	31-35
37.40	36-40
43.17	41-45
82.08	46-50
102.44	51-55
119.84	56-60
142.10	61-65
175.63	66-70
203.14	71-75
219.48	76-80
226.79	81+

*Prices are listed in New Israeli Shekels
*Membership fees are updated monthly

The Maccabi Fund (Keren Maccabi) membership fees are 0.71 NIS per month for members over 19 years old, last updated on July 2016.

Membership Fees Discount While Staying Abroad

The Wellcome program offers its members an exclusive benefit: members of the program staying outside of Israel for at least 3 consecutive months are entitled to a 75% discount on membership fees during their stay abroad, subject to the following terms, while maintaining continuity of entitlements - with no time limit.

Terms and Clarifications for the Overseas Discount

	The discount applies only to membership fees in the basic program and does not apply to fees for supplementary insurance, nursing care insurance, or the Maccabi Fund.
	The discount is provided on the condition that the member does not use any services, including purchase of drugs or any other service, at Maccabi's expense.
	The discount will be valid from the month following the month of the member's departure and until the month before the month of the member's return. For example, a member who left in March and returned in September will be entitled to the overseas discount for the months of April through August.
	The discount only applies to those staying abroad and does not apply to those visiting/staying in Israel, even if they did not use any medical services.
	The overseas discount will only be applied retroactively, when presenting the passport entry and exit listings at a Maccabi branch. If the passport control was performed in the biometric method or the member does not present their passport at a Maccabi branch, they must present an up-to-date summary from the Ministry of Interior including arrivals in and departures from Israel.
	A retroactive reimbursement may be requested for such a discount that has not yet been given, subject to the following conditions: A. The discount is for a period no longer than 12 consecutive months. B. The request is submitted in writing. C. The request is submitted within 3 months of the end of the period for which the discount is being requested. D. The Member's passport is presented at a Maccabi branch, listing arrivals in and departures from Israel. As specified above, if the passport control was performed in the biometric method or the member would like to request the discount without visiting a Maccabi branch, they must present an up-to-date summary from the Ministry of Interior including arrivals in and departures from Israel. E. Provided the member was eligible for the discount during the specified period as stated above. F. Provided the member did not use any medical services in the period for which they request the overseas discount.
	Those residing in Israel are not entitled to a discount at any time, even when services are not used. Non-use of medical services does not exempt a member from paying fees at the full rates and does not qualify a member for the overseas discount.
	No membership fees will be reimbursed for months in which medical services were not used.
	A member who paid the discounted rate (overseas discount) and did not meet the stipulations to qualify for the discount may be charged the difference by Maccabi. The charge will be made using the payment method through which membership fees for the program are charged.

Family Discount Rate

Members of the Welcome program can benefit from a reduced family rate:
20% discount when one adult and at least two minors are members of the program,
30% discount when two adults and at least one minor are members of the program.

Clarifications for the Family Discount Rate

	New members who are entitled to the reduced family rate will be given the discount immediately when being accepted in the program.
	Any change in family's makeup (a family member joining/leaving, dissolution, unification) will result in updated rates starting from the month following the change.
	Discounts cannot be combined. Members entitled to multiple discounts (overseas discount, family discount, etc.) will pay the lowest rate they are entitled to.
	The reduced rate applies only to the program membership fees and not the fees for supplementary insurance, nursing care insurance, or Maccabi Fund.
	The discount is not given retroactively.
	For the sake of clarity, a family for purposes of the Family Discount Rate is a nuclear family: parents and their minor children.

Monthly payments

	Maccabi may determine an addition to the regular rates, according to the medical condition of a member joining the program.
	Payment of membership fees will take place through a direct debit authorization for an Israeli bank account or through a credit card, in New Israeli Shekels only.
	When joining the program and as a precondition for completing the process, members will pay membership fees for the first 4 months, regardless of the length of membership they want. This fee will be collected in advance one time only. Collection for the first month will be in accordance with the date of acceptance in the program. Maccabi may require an advance payment for a longer period, at its discretion.
	Afterwards, the payment will take place through a direct debit authorization that takes place regularly, according to Maccabi regulations.
	Members of the program who have paid in advance for the minimum period and whose status was changed by the National Insurance Institute to residents entitled to medical services by law, will be entitled to a shorter membership period and a reimbursement of the difference for the period after their eligibility was restored.
	As a rule, no partial months shall be reimbursed, except for those who have finished their waiting period and became residents legally entitled to medical services.
	Members of the program are obligated to pay any and all deductibles for services/treatments that Maccabi may charge under the National Health Insurance Law and/or the collection plans approved for the health service provider, and are not entitled to benefits and/or caps and/or exemptions to these payments that are granted to Maccabi members.
	The payment of fees for the supplementary insurances, nursing care insurance, and Maccabi Fund will be collected in addition to program membership fees.