16 אפריל 2024 ח' ניסן תשפ"ד

Joining the Supplementary Insurance Programs

Members of the Wellcome program may ask to join Maccabi's supplementary insurance programs Magen Zahav and Maccabi Sheli, subject to the programs' regulation and terms and/or restrictions as they apply to members of the Welcome program.

Joining the Maccabi Sheli Supplementary Insurance Program

Members of the Wellcome program may join Maccabi Sheli.
Maccabi members in a waiting period under section 58 enrolled in the Wellcome program are eligible for all Maccabi Sheli entitlements. All other Wellcome members enrolled in Maccabi Sheli are eligible for all supplementary insurance entitlements except for surgery abroad.

Joining the Maccabi Zahav Supplementary Insurance Program

Members of the Wellcome program may join Maccabi Zahav.
Maccabi members in a waiting period under section 58 enrolled in the Wellcome program are eligible for all Magen Zahav entitlements. All other Wellcome members enrolled in Magen Zahav are eligible for all supplementary insurance entitlements except for IVF treatments.
A Returning Resident who is a Maccabi member in a waiting period under section 58 of the National Health Insurance Law and has joined a supplementary insurance program, is entitled while residing in Israel to medical services according to the terms of the supplementary insurance, but will not be entitled to the basic health services granted by the National Health Insurance Law.

Maintaining Continuity of Entitlements in Supplementary Insurance

A member of the Wellcome program who was a member of a Maccabi supplementary insurance until such time as their entitlement to service by law was interrupted, can maintain their insurance continuity in the supplementary insurance program provided they joined the Wellcome program within 3 months of the interruption of their eligibility and have requested that said continuity be maintained in the process of joining. The continuity of entitlements will be maintained for the same level of insurance they were a member of before their eligibility was interrupted.
Maintaining continuity of entitlements is subject to the supplementary insurances terms as they apply to members of the Wellcome program, and requires continuous payment of membership fee payments from the time when eligibility was interrupted.
Discontinuing membership in the program for any reason will cause discontinuation of membership in each of the insurance programs the member has joined.
It is hereby clarified that interruption of a Maccabi member's eligibility for medical services due to section 58 of the National Health Insurance law does not automatically discontinue the membership in supplementary insurances as long as the member continues paying membership fees for them, and does not require membership in the Welcome program for their membership in the supplementary insurances to continue.
All of the above is subject to the Wellcome program regulations: